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Thousands of people in the Granite Bay area use rideshare services like Uber and Lyft every day, and it is vital to understand that when you use these services you face the same risks as you would in any other vehicle. However, should an accident occur, you could potentially face a far more complex series of legal challenges as you seek compensation for your losses.
Rideshare services like Uber and Lyft may offer convenient and accessible transportation, but when accidents occur, injured passengers and other drivers injured by rideshare drivers must know their options for legal recourse. If you or a family member has sustained injuries in a rideshare accident that someone else caused, the team at Kreeger Law Firm can help you recover. We have years of experience handling all types of personal injury cases in Granite Bay, and we’re ready to put this experience to work in your case.
Auto insurance is generally the first method of recovering your damages from a motor vehicle accident. The state requires every individual driver to have auto insurance that meets the state’s minimum coverage requirements. When it comes to rideshare services like Uber and Lyft, these companies not only require their drivers to have individual auto insurance policies but also maintain additional insurance coverage.
If you are hurt in a rideshare accident and the rideshare driver caused the accident, your recovery will likely begin with an auto insurance claim against the driver’s personal auto insurance policy. Once you have exhausted the coverage available through their policy, you could then file a claim against the rideshare company’s insurance. If you were injured while driving your own car, your ability to claim against the rideshare company’s insurance depends on whether the driver was logged out of their driver app, logged in and waiting for a ride request, or driving a passenger to their destination.
When a rideshare driver is logged into their driver app and marked as available, the rideshare company’s first tier of insurance coverage applies if they have an accident. This level of coverage provides up to $50,000 in bodily injury liability for a single injured person, expanded up to $100,000 for injuries to multiple victims, and $25,000 in property damage liability. Once the rideshare driver has picked up a passenger, the second tier of coverage applies until they drop the passenger at their destination, which provides up to $1 million in third-party liability coverage.
Working with an experienced Granite Bay rideshare accident attorney is the optimal method of maximizing your recovery. Your legal team can help extract maximum compensation from the insurance claims you will need to file after the accident, and you may have grounds for a civil suit when insurance alone cannot compensate your losses. When you choose Kreeger Law Firm as your legal counsel, we can work closely with you through every stage of your case until you recover the compensation you deserve.
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The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.
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