Sacramento Insurance Disputes

When you purchase insurance as a protection against loss, injury or catastrophic events, you assume you will be fairly compensated if and when you make a claim. This does not always happen. Sometimes, insurance companies often look for ways to deny claims, even if their excuses for denying claims are unsubstantiated. When this occurs it could result in a claim for Insurance Bad Faith.

All insurance companies owe their insured's an implied duty of good faith and fair dealing. If a carrier fails to honor its implied contractual obligations ( such as, unreasonable refusal to pay medical benefits under the terms of the policy; unreasonable refusal to defend; delay in negotiating reasonable settlements without proper cause) the insured may have an independent breach of implied covenant cause of action against the carrier for emotional distress and other consequential damages and in an appropriate case, even punitive damages.

Insurance Bad Faith is the attempt to avoid paying justified claims. When an insurance company denies your claim there may be a good reason, but there may also be no reason at all. As a policyholder, do not simply accept the denial of benefits. The policyholder should question any denial and challenge it. It is common knowledge in the legal community that insurance companies routinely approach claims as something to avoid if at all legally possible. Insurance companies make their money from collecting premiums from the policyholders, not paying out claims. Keep this in mind when you submit your claim.

With two offices in the greater Sacramento area we are able to meet with you at your most convenient location.
Call today (916) 663-5522 to speak with an attorney regarding your injury case. OR CLICK HERE TO FILL OUT OUR ONLINE CASE EVALUATION FORM